LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,236
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,617
−HK$387/mo
Today · 4.125%
HK$13,004
baseline
▲ 0.50% · 4.625%
HK$13,795
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,008/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,613
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$370/mo
Today · 4.125%
HK$14,348
baseline
▲ 0.50% · 4.625%
HK$15,104
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,696/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,684
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,140
−HK$464/mo
Today · 4.125%
HK$15,604
baseline
▲ 0.50% · 4.625%
HK$16,554
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,208/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,335
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,773
−HK$445/mo
Today · 4.125%
HK$17,218
baseline
▲ 0.50% · 4.625%
HK$18,125
+HK$907/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,436/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,131
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,664
−HK$541/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,313
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,058
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$518/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$696/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,831
+HK$1,425/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$667/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,361/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,740 · Scale 2, in force from 26 Feb 2026)