LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,365
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,171
−HK$3,868/mo
Today · 4.125%
HK$130,039
baseline
▲ 0.50% · 4.625%
HK$137,951
+HK$7,912/mo
Deposit HK$26.83M · loan HK$26.83M · min. income ≈ HK$260,078/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,130
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,781
−HK$3,704/mo
Today · 4.125%
HK$143,485
baseline
▲ 0.50% · 4.625%
HK$151,048
+HK$7,563/mo
Deposit HK$26.83M · loan HK$26.83M · min. income ≈ HK$286,970/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,838
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$151,406
−HK$4,640/mo
Today · 4.125%
HK$156,046
baseline
▲ 0.50% · 4.625%
HK$165,541
+HK$9,495/mo
Deposit HK$21.47M · loan HK$32.20M · min. income ≈ HK$312,092/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,356
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,737
−HK$4,445/mo
Today · 4.125%
HK$172,182
baseline
▲ 0.50% · 4.625%
HK$181,258
+HK$9,076/mo
Deposit HK$21.47M · loan HK$32.20M · min. income ≈ HK$344,364/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,311
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$176,640
−HK$5,414/mo
Today · 4.125%
HK$182,054
baseline
▲ 0.50% · 4.625%
HK$193,132
+HK$11,078/mo
Deposit HK$16.10M · loan HK$37.56M · min. income ≈ HK$364,108/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,582
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$195,693
−HK$5,186/mo
Today · 4.125%
HK$200,879
baseline
▲ 0.50% · 4.625%
HK$211,467
+HK$10,588/mo
Deposit HK$16.10M · loan HK$37.56M · min. income ≈ HK$401,758/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,257
−HK$13,812/mo
▼ 0.25% · 3.875%
HK$227,109
−HK$6,960/mo
Today · 4.125%
HK$234,069
baseline
▲ 0.50% · 4.625%
HK$248,312
+HK$14,243/mo
Deposit HK$5.37M · loan HK$48.30M · min. income ≈ HK$468,138/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,034
−HK$13,239/mo
▼ 0.25% · 3.875%
HK$251,606
−HK$6,667/mo
Today · 4.125%
HK$258,273
baseline
▲ 0.50% · 4.625%
HK$271,886
+HK$13,613/mo
Deposit HK$5.37M · loan HK$48.30M · min. income ≈ HK$516,546/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,280,674 · Scale 2, in force from 26 Feb 2026)