LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,237
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,617
−HK$387/mo
Today · 4.125%
HK$13,004
baseline
▲ 0.50% · 4.625%
HK$13,795
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,008/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,613
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$371/mo
Today · 4.125%
HK$14,349
baseline
▲ 0.50% · 4.625%
HK$15,105
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,698/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,684
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,141
−HK$464/mo
Today · 4.125%
HK$15,605
baseline
▲ 0.50% · 4.625%
HK$16,554
+HK$949/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,210/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,336
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,774
−HK$445/mo
Today · 4.125%
HK$17,219
baseline
▲ 0.50% · 4.625%
HK$18,126
+HK$907/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,438/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,132
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,664
−HK$542/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,314
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,412/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,059
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,570
−HK$518/mo
Today · 4.125%
HK$20,088
baseline
▲ 0.50% · 4.625%
HK$21,147
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,176/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,026
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,711
−HK$696/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,832
+HK$1,425/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,504
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,161
−HK$667/mo
Today · 4.125%
HK$25,828
baseline
▲ 0.50% · 4.625%
HK$27,189
+HK$1,361/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,656/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,745 · Scale 2, in force from 26 Feb 2026)