LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,378
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,184
−HK$3,868/mo
Today · 4.125%
HK$130,052
baseline
▲ 0.50% · 4.625%
HK$137,965
+HK$7,913/mo
Deposit HK$26.83M · loan HK$26.83M · min. income ≈ HK$260,104/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,144
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,795
−HK$3,704/mo
Today · 4.125%
HK$143,499
baseline
▲ 0.50% · 4.625%
HK$151,063
+HK$7,564/mo
Deposit HK$26.83M · loan HK$26.83M · min. income ≈ HK$286,998/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,853
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,421
−HK$4,641/mo
Today · 4.125%
HK$156,062
baseline
▲ 0.50% · 4.625%
HK$165,558
+HK$9,496/mo
Deposit HK$21.47M · loan HK$32.20M · min. income ≈ HK$312,124/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,373
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$167,754
−HK$4,445/mo
Today · 4.125%
HK$172,199
baseline
▲ 0.50% · 4.625%
HK$181,276
+HK$9,077/mo
Deposit HK$21.47M · loan HK$32.20M · min. income ≈ HK$344,398/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,329
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$176,658
−HK$5,415/mo
Today · 4.125%
HK$182,073
baseline
▲ 0.50% · 4.625%
HK$193,151
+HK$11,078/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$364,146/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,601
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$195,713
−HK$5,186/mo
Today · 4.125%
HK$200,899
baseline
▲ 0.50% · 4.625%
HK$211,489
+HK$10,590/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$401,798/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,280
−HK$13,813/mo
▼ 0.25% · 3.875%
HK$227,132
−HK$6,961/mo
Today · 4.125%
HK$234,093
baseline
▲ 0.50% · 4.625%
HK$248,337
+HK$14,244/mo
Deposit HK$5.37M · loan HK$48.30M · min. income ≈ HK$468,186/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,059
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$251,631
−HK$6,668/mo
Today · 4.125%
HK$258,299
baseline
▲ 0.50% · 4.625%
HK$271,914
+HK$13,615/mo
Deposit HK$5.37M · loan HK$48.30M · min. income ≈ HK$516,598/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,280,906 · Scale 2, in force from 26 Feb 2026)