LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,394
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,201
−HK$3,868/mo
Today · 4.125%
HK$130,069
baseline
▲ 0.50% · 4.625%
HK$137,984
+HK$7,915/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$260,138/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,162
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,814
−HK$3,704/mo
Today · 4.125%
HK$143,518
baseline
▲ 0.50% · 4.625%
HK$151,084
+HK$7,566/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$287,036/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,873
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$151,441
−HK$4,642/mo
Today · 4.125%
HK$156,083
baseline
▲ 0.50% · 4.625%
HK$165,580
+HK$9,497/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$312,166/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,394
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$167,777
−HK$4,445/mo
Today · 4.125%
HK$172,222
baseline
▲ 0.50% · 4.625%
HK$181,300
+HK$9,078/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$344,444/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,352
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$176,682
−HK$5,415/mo
Today · 4.125%
HK$182,097
baseline
▲ 0.50% · 4.625%
HK$193,177
+HK$11,080/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$364,194/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,627
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$195,739
−HK$5,187/mo
Today · 4.125%
HK$200,926
baseline
▲ 0.50% · 4.625%
HK$211,517
+HK$10,591/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$401,852/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,309
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$227,162
−HK$6,962/mo
Today · 4.125%
HK$234,124
baseline
▲ 0.50% · 4.625%
HK$248,370
+HK$14,246/mo
Deposit HK$5.37M · loan HK$48.31M · min. income ≈ HK$468,248/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,092
−HK$13,241/mo
▼ 0.25% · 3.875%
HK$251,665
−HK$6,668/mo
Today · 4.125%
HK$258,333
baseline
▲ 0.50% · 4.625%
HK$271,950
+HK$13,617/mo
Deposit HK$5.37M · loan HK$48.31M · min. income ≈ HK$516,666/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,211 · Scale 2, in force from 26 Feb 2026)