LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,395
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$126,203
−HK$3,868/mo
Today · 4.125%
HK$130,071
baseline
▲ 0.50% · 4.625%
HK$137,985
+HK$7,914/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$260,142/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,164
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,816
−HK$3,704/mo
Today · 4.125%
HK$143,520
baseline
▲ 0.50% · 4.625%
HK$151,085
+HK$7,565/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$287,040/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,875
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$151,443
−HK$4,642/mo
Today · 4.125%
HK$156,085
baseline
▲ 0.50% · 4.625%
HK$165,582
+HK$9,497/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$312,170/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,396
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$167,779
−HK$4,445/mo
Today · 4.125%
HK$172,224
baseline
▲ 0.50% · 4.625%
HK$181,302
+HK$9,078/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$344,448/mo (50% DSR)
Upfront cash ≈ HK$23.75M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,354
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$176,684
−HK$5,415/mo
Today · 4.125%
HK$182,099
baseline
▲ 0.50% · 4.625%
HK$193,179
+HK$11,080/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$364,198/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,629
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$195,742
−HK$5,186/mo
Today · 4.125%
HK$200,928
baseline
▲ 0.50% · 4.625%
HK$211,520
+HK$10,592/mo
Deposit HK$16.10M · loan HK$37.57M · min. income ≈ HK$401,856/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,312
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$227,165
−HK$6,962/mo
Today · 4.125%
HK$234,127
baseline
▲ 0.50% · 4.625%
HK$248,373
+HK$14,246/mo
Deposit HK$5.37M · loan HK$48.31M · min. income ≈ HK$468,254/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,095
−HK$13,241/mo
▼ 0.25% · 3.875%
HK$251,668
−HK$6,668/mo
Today · 4.125%
HK$258,336
baseline
▲ 0.50% · 4.625%
HK$271,954
+HK$13,618/mo
Deposit HK$5.37M · loan HK$48.31M · min. income ≈ HK$516,672/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,238 · Scale 2, in force from 26 Feb 2026)