LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,240
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,621
−HK$387/mo
Today · 4.125%
HK$13,008
baseline
▲ 0.50% · 4.625%
HK$13,799
+HK$791/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,016/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,617
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,982
−HK$371/mo
Today · 4.125%
HK$14,353
baseline
▲ 0.50% · 4.625%
HK$15,109
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,706/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,688
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,145
−HK$464/mo
Today · 4.125%
HK$15,609
baseline
▲ 0.50% · 4.625%
HK$16,559
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,218/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,340
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,778
−HK$445/mo
Today · 4.125%
HK$17,223
baseline
▲ 0.50% · 4.625%
HK$18,131
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,446/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,136
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,669
−HK$542/mo
Today · 4.125%
HK$18,211
baseline
▲ 0.50% · 4.625%
HK$19,319
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,422/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,064
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$519/mo
Today · 4.125%
HK$20,094
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,188/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,032
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,717
−HK$697/mo
Today · 4.125%
HK$23,414
baseline
▲ 0.50% · 4.625%
HK$24,838
+HK$1,424/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,828/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,510
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,168
−HK$667/mo
Today · 4.125%
HK$25,835
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,361/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,670/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,776 · Scale 2, in force from 26 Feb 2026)