LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,421
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,229
−HK$3,869/mo
Today · 4.125%
HK$130,098
baseline
▲ 0.50% · 4.625%
HK$138,014
+HK$7,916/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$260,196/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,192
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$139,845
−HK$3,705/mo
Today · 4.125%
HK$143,550
baseline
▲ 0.50% · 4.625%
HK$151,117
+HK$7,567/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$287,100/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,905
−HK$9,212/mo
▼ 0.25% · 3.875%
HK$151,475
−HK$4,642/mo
Today · 4.125%
HK$156,117
baseline
▲ 0.50% · 4.625%
HK$165,617
+HK$9,500/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$312,234/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,431
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$167,814
−HK$4,446/mo
Today · 4.125%
HK$172,260
baseline
▲ 0.50% · 4.625%
HK$181,340
+HK$9,080/mo
Deposit HK$21.47M · loan HK$32.21M · min. income ≈ HK$344,520/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,389
−HK$10,748/mo
▼ 0.25% · 3.875%
HK$176,721
−HK$5,416/mo
Today · 4.125%
HK$182,137
baseline
▲ 0.50% · 4.625%
HK$193,220
+HK$11,083/mo
Deposit HK$16.11M · loan HK$37.58M · min. income ≈ HK$364,274/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,669
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$195,783
−HK$5,187/mo
Today · 4.125%
HK$200,970
baseline
▲ 0.50% · 4.625%
HK$211,564
+HK$10,594/mo
Deposit HK$16.11M · loan HK$37.58M · min. income ≈ HK$401,940/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,358
−HK$13,818/mo
▼ 0.25% · 3.875%
HK$227,212
−HK$6,964/mo
Today · 4.125%
HK$234,176
baseline
▲ 0.50% · 4.625%
HK$248,425
+HK$14,249/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$468,352/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,146
−HK$13,244/mo
▼ 0.25% · 3.875%
HK$251,720
−HK$6,670/mo
Today · 4.125%
HK$258,390
baseline
▲ 0.50% · 4.625%
HK$272,010
+HK$13,620/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$516,780/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,713 · Scale 2, in force from 26 Feb 2026)