LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,427
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,235
−HK$3,869/mo
Today · 4.125%
HK$130,104
baseline
▲ 0.50% · 4.625%
HK$138,020
+HK$7,916/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$260,208/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,198
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,851
−HK$3,706/mo
Today · 4.125%
HK$143,557
baseline
▲ 0.50% · 4.625%
HK$151,124
+HK$7,567/mo
Deposit HK$26.84M · loan HK$26.84M · min. income ≈ HK$287,114/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,912
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$151,482
−HK$4,643/mo
Today · 4.125%
HK$156,125
baseline
▲ 0.50% · 4.625%
HK$165,625
+HK$9,500/mo
Deposit HK$21.48M · loan HK$32.21M · min. income ≈ HK$312,250/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,438
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$167,822
−HK$4,446/mo
Today · 4.125%
HK$172,268
baseline
▲ 0.50% · 4.625%
HK$181,349
+HK$9,081/mo
Deposit HK$21.48M · loan HK$32.21M · min. income ≈ HK$344,536/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,397
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$176,729
−HK$5,417/mo
Today · 4.125%
HK$182,146
baseline
▲ 0.50% · 4.625%
HK$193,229
+HK$11,083/mo
Deposit HK$16.11M · loan HK$37.58M · min. income ≈ HK$364,292/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,678
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$195,792
−HK$5,188/mo
Today · 4.125%
HK$200,980
baseline
▲ 0.50% · 4.625%
HK$211,574
+HK$10,594/mo
Deposit HK$16.11M · loan HK$37.58M · min. income ≈ HK$401,960/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,368
−HK$13,819/mo
▼ 0.25% · 3.875%
HK$227,223
−HK$6,964/mo
Today · 4.125%
HK$234,187
baseline
▲ 0.50% · 4.625%
HK$248,437
+HK$14,250/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$468,374/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,157
−HK$13,245/mo
▼ 0.25% · 3.875%
HK$251,732
−HK$6,670/mo
Today · 4.125%
HK$258,402
baseline
▲ 0.50% · 4.625%
HK$272,023
+HK$13,621/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$516,804/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,821 · Scale 2, in force from 26 Feb 2026)