LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,436
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,244
−HK$3,869/mo
Today · 4.125%
HK$130,113
baseline
▲ 0.50% · 4.625%
HK$138,031
+HK$7,918/mo
Deposit HK$26.85M · loan HK$26.85M · min. income ≈ HK$260,226/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,208
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,862
−HK$3,705/mo
Today · 4.125%
HK$143,567
baseline
▲ 0.50% · 4.625%
HK$151,135
+HK$7,568/mo
Deposit HK$26.85M · loan HK$26.85M · min. income ≈ HK$287,134/mo (50% DSR)
Upfront cash ≈ HK$29.13M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,923
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$151,493
−HK$4,643/mo
Today · 4.125%
HK$156,136
baseline
▲ 0.50% · 4.625%
HK$165,637
+HK$9,501/mo
Deposit HK$21.48M · loan HK$32.22M · min. income ≈ HK$312,272/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,450
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$167,834
−HK$4,447/mo
Today · 4.125%
HK$172,281
baseline
▲ 0.50% · 4.625%
HK$181,362
+HK$9,081/mo
Deposit HK$21.48M · loan HK$32.22M · min. income ≈ HK$344,562/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,410
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$176,742
−HK$5,417/mo
Today · 4.125%
HK$182,159
baseline
▲ 0.50% · 4.625%
HK$193,243
+HK$11,084/mo
Deposit HK$16.11M · loan HK$37.59M · min. income ≈ HK$364,318/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,692
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$195,806
−HK$5,188/mo
Today · 4.125%
HK$200,994
baseline
▲ 0.50% · 4.625%
HK$211,589
+HK$10,595/mo
Deposit HK$16.11M · loan HK$37.59M · min. income ≈ HK$401,988/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,384
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$227,239
−HK$6,965/mo
Today · 4.125%
HK$234,204
baseline
▲ 0.50% · 4.625%
HK$248,455
+HK$14,251/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$468,408/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,175
−HK$13,246/mo
▼ 0.25% · 3.875%
HK$251,751
−HK$6,670/mo
Today · 4.125%
HK$258,421
baseline
▲ 0.50% · 4.625%
HK$272,043
+HK$13,622/mo
Deposit HK$5.37M · loan HK$48.32M · min. income ≈ HK$516,842/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,281,988 · Scale 2, in force from 26 Feb 2026)