LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,244
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,625
−HK$387/mo
Today · 4.125%
HK$13,012
baseline
▲ 0.50% · 4.625%
HK$13,804
+HK$792/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$26,024/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,622
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,987
−HK$371/mo
Today · 4.125%
HK$14,358
baseline
▲ 0.50% · 4.625%
HK$15,114
+HK$756/mo
Deposit HK$2.68M · loan HK$2.68M · min. income ≈ HK$28,716/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,693
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,150
−HK$465/mo
Today · 4.125%
HK$15,615
baseline
▲ 0.50% · 4.625%
HK$16,565
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,230/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,346
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,784
−HK$445/mo
Today · 4.125%
HK$17,229
baseline
▲ 0.50% · 4.625%
HK$18,137
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,458/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,142
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,675
−HK$542/mo
Today · 4.125%
HK$18,217
baseline
▲ 0.50% · 4.625%
HK$19,325
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,434/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,070
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,582
−HK$519/mo
Today · 4.125%
HK$20,101
baseline
▲ 0.50% · 4.625%
HK$21,160
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,202/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,040
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$697/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,425/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$667/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,362/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,819 · Scale 2, in force from 26 Feb 2026)