LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,245
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,626
−HK$387/mo
Today · 4.125%
HK$13,013
baseline
▲ 0.50% · 4.625%
HK$13,805
+HK$792/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,026/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,622
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,988
−HK$370/mo
Today · 4.125%
HK$14,358
baseline
▲ 0.50% · 4.625%
HK$15,115
+HK$757/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,716/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,694
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,151
−HK$464/mo
Today · 4.125%
HK$15,615
baseline
▲ 0.50% · 4.625%
HK$16,566
+HK$951/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,230/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,347
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,785
−HK$445/mo
Today · 4.125%
HK$17,230
baseline
▲ 0.50% · 4.625%
HK$18,138
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,460/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,143
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,676
−HK$542/mo
Today · 4.125%
HK$18,218
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$1,109/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,071
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,583
−HK$519/mo
Today · 4.125%
HK$20,102
baseline
▲ 0.50% · 4.625%
HK$21,161
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,204/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,041
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,727
−HK$696/mo
Today · 4.125%
HK$23,423
baseline
▲ 0.50% · 4.625%
HK$24,848
+HK$1,425/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,846/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$667/mo
Today · 4.125%
HK$25,845
baseline
▲ 0.50% · 4.625%
HK$27,207
+HK$1,362/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,690/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,826 · Scale 2, in force from 26 Feb 2026)