LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,246
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,627
−HK$387/mo
Today · 4.125%
HK$13,014
baseline
▲ 0.50% · 4.625%
HK$13,805
+HK$791/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,028/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,623
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,988
−HK$371/mo
Today · 4.125%
HK$14,359
baseline
▲ 0.50% · 4.625%
HK$15,116
+HK$757/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,718/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,695
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,152
−HK$464/mo
Today · 4.125%
HK$15,616
baseline
▲ 0.50% · 4.625%
HK$16,566
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,232/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,348
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,786
−HK$445/mo
Today · 4.125%
HK$17,231
baseline
▲ 0.50% · 4.625%
HK$18,139
+HK$908/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,462/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,144
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,677
−HK$542/mo
Today · 4.125%
HK$18,219
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,438/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,584
−HK$519/mo
Today · 4.125%
HK$20,103
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,059/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,206/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,042
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$696/mo
Today · 4.125%
HK$23,424
baseline
▲ 0.50% · 4.625%
HK$24,850
+HK$1,426/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,522
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$667/mo
Today · 4.125%
HK$25,846
baseline
▲ 0.50% · 4.625%
HK$27,209
+HK$1,363/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,692/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,832 · Scale 2, in force from 26 Feb 2026)