LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,473
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,282
−HK$3,871/mo
Today · 4.125%
HK$130,153
baseline
▲ 0.50% · 4.625%
HK$138,072
+HK$7,919/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$260,306/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,250
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,904
−HK$3,707/mo
Today · 4.125%
HK$143,611
baseline
▲ 0.50% · 4.625%
HK$151,181
+HK$7,570/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$287,222/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,967
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,539
−HK$4,644/mo
Today · 4.125%
HK$156,183
baseline
▲ 0.50% · 4.625%
HK$165,687
+HK$9,504/mo
Deposit HK$21.48M · loan HK$32.23M · min. income ≈ HK$312,366/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,500
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,885
−HK$4,448/mo
Today · 4.125%
HK$172,333
baseline
▲ 0.50% · 4.625%
HK$181,417
+HK$9,084/mo
Deposit HK$21.48M · loan HK$32.23M · min. income ≈ HK$344,666/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,462
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,795
−HK$5,419/mo
Today · 4.125%
HK$182,214
baseline
▲ 0.50% · 4.625%
HK$193,301
+HK$11,087/mo
Deposit HK$16.11M · loan HK$37.60M · min. income ≈ HK$364,428/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,750
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$195,865
−HK$5,190/mo
Today · 4.125%
HK$201,055
baseline
▲ 0.50% · 4.625%
HK$211,653
+HK$10,598/mo
Deposit HK$16.11M · loan HK$37.60M · min. income ≈ HK$402,110/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,451
−HK$13,824/mo
▼ 0.25% · 3.875%
HK$227,308
−HK$6,967/mo
Today · 4.125%
HK$234,275
baseline
▲ 0.50% · 4.625%
HK$248,530
+HK$14,255/mo
Deposit HK$5.37M · loan HK$48.34M · min. income ≈ HK$468,550/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,250
−HK$13,250/mo
▼ 0.25% · 3.875%
HK$251,827
−HK$6,673/mo
Today · 4.125%
HK$258,500
baseline
▲ 0.50% · 4.625%
HK$272,125
+HK$13,625/mo
Deposit HK$5.37M · loan HK$48.34M · min. income ≈ HK$517,000/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,282,679 · Scale 2, in force from 26 Feb 2026)