LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,249
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,630
−HK$387/mo
Today · 4.125%
HK$13,017
baseline
▲ 0.50% · 4.625%
HK$13,809
+HK$792/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,034/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,627
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,992
−HK$371/mo
Today · 4.125%
HK$14,363
baseline
▲ 0.50% · 4.625%
HK$15,120
+HK$757/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,726/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,698
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,156
−HK$464/mo
Today · 4.125%
HK$15,620
baseline
▲ 0.50% · 4.625%
HK$16,571
+HK$951/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,240/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,352
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,790
−HK$445/mo
Today · 4.125%
HK$17,235
baseline
▲ 0.50% · 4.625%
HK$18,144
+HK$909/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,470/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,148
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,682
−HK$542/mo
Today · 4.125%
HK$18,224
baseline
▲ 0.50% · 4.625%
HK$19,332
+HK$1,108/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,448/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,077
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,589
−HK$519/mo
Today · 4.125%
HK$20,108
baseline
▲ 0.50% · 4.625%
HK$21,168
+HK$1,060/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,216/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,048
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$697/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,856
+HK$1,426/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,528
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$667/mo
Today · 4.125%
HK$25,853
baseline
▲ 0.50% · 4.625%
HK$27,216
+HK$1,363/mo
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$51,706/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,862 · Scale 2, in force from 26 Feb 2026)