LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,488
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,298
−HK$3,871/mo
Today · 4.125%
HK$130,169
baseline
▲ 0.50% · 4.625%
HK$138,089
+HK$7,920/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$260,338/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,266
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$139,921
−HK$3,707/mo
Today · 4.125%
HK$143,628
baseline
▲ 0.50% · 4.625%
HK$151,199
+HK$7,571/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$287,256/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,985
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$151,557
−HK$4,645/mo
Today · 4.125%
HK$156,202
baseline
▲ 0.50% · 4.625%
HK$165,707
+HK$9,505/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$312,404/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,520
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,905
−HK$4,449/mo
Today · 4.125%
HK$172,354
baseline
▲ 0.50% · 4.625%
HK$181,439
+HK$9,085/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$344,708/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,483
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$176,817
−HK$5,419/mo
Today · 4.125%
HK$182,236
baseline
▲ 0.50% · 4.625%
HK$193,325
+HK$11,089/mo
Deposit HK$16.11M · loan HK$37.60M · min. income ≈ HK$364,472/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,773
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$195,889
−HK$5,191/mo
Today · 4.125%
HK$201,080
baseline
▲ 0.50% · 4.625%
HK$211,679
+HK$10,599/mo
Deposit HK$16.11M · loan HK$37.60M · min. income ≈ HK$402,160/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,478
−HK$13,826/mo
▼ 0.25% · 3.875%
HK$227,336
−HK$6,968/mo
Today · 4.125%
HK$234,304
baseline
▲ 0.50% · 4.625%
HK$248,561
+HK$14,257/mo
Deposit HK$5.37M · loan HK$48.34M · min. income ≈ HK$468,608/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,279
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$251,858
−HK$6,673/mo
Today · 4.125%
HK$258,531
baseline
▲ 0.50% · 4.625%
HK$272,159
+HK$13,628/mo
Deposit HK$5.37M · loan HK$48.34M · min. income ≈ HK$517,062/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$2,282,957 · Scale 2, in force from 26 Feb 2026)