LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,494
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$126,304
−HK$3,872/mo
Today · 4.125%
HK$130,176
baseline
▲ 0.50% · 4.625%
HK$138,096
+HK$7,920/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$260,352/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,273
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$139,928
−HK$3,708/mo
Today · 4.125%
HK$143,636
baseline
▲ 0.50% · 4.625%
HK$151,207
+HK$7,571/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$287,272/mo (50% DSR)
Upfront cash ≈ HK$29.14M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,993
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,565
−HK$4,646/mo
Today · 4.125%
HK$156,211
baseline
▲ 0.50% · 4.625%
HK$165,716
+HK$9,505/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$312,422/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,528
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,914
−HK$4,449/mo
Today · 4.125%
HK$172,363
baseline
▲ 0.50% · 4.625%
HK$181,449
+HK$9,086/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$344,726/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,492
−HK$10,754/mo
▼ 0.25% · 3.875%
HK$176,826
−HK$5,420/mo
Today · 4.125%
HK$182,246
baseline
▲ 0.50% · 4.625%
HK$193,335
+HK$11,089/mo
Deposit HK$16.12M · loan HK$37.60M · min. income ≈ HK$364,492/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,783
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$195,900
−HK$5,190/mo
Today · 4.125%
HK$201,090
baseline
▲ 0.50% · 4.625%
HK$211,690
+HK$10,600/mo
Deposit HK$16.12M · loan HK$37.60M · min. income ≈ HK$402,180/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,489
−HK$13,827/mo
▼ 0.25% · 3.875%
HK$227,348
−HK$6,968/mo
Today · 4.125%
HK$234,316
baseline
▲ 0.50% · 4.625%
HK$248,574
+HK$14,258/mo
Deposit HK$5.37M · loan HK$48.35M · min. income ≈ HK$468,632/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,292
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$251,871
−HK$6,674/mo
Today · 4.125%
HK$258,545
baseline
▲ 0.50% · 4.625%
HK$272,173
+HK$13,628/mo
Deposit HK$5.37M · loan HK$48.35M · min. income ≈ HK$517,090/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,077 · Scale 2, in force from 26 Feb 2026)