LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,505
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$126,315
−HK$3,872/mo
Today · 4.125%
HK$130,187
baseline
▲ 0.50% · 4.625%
HK$138,108
+HK$7,921/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$260,374/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,285
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$139,940
−HK$3,708/mo
Today · 4.125%
HK$143,648
baseline
▲ 0.50% · 4.625%
HK$151,220
+HK$7,572/mo
Deposit HK$26.86M · loan HK$26.86M · min. income ≈ HK$287,296/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,006
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,578
−HK$4,646/mo
Today · 4.125%
HK$156,224
baseline
▲ 0.50% · 4.625%
HK$165,730
+HK$9,506/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$312,448/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,542
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,928
−HK$4,450/mo
Today · 4.125%
HK$172,378
baseline
▲ 0.50% · 4.625%
HK$181,464
+HK$9,086/mo
Deposit HK$21.49M · loan HK$32.23M · min. income ≈ HK$344,756/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,506
−HK$10,755/mo
▼ 0.25% · 3.875%
HK$176,841
−HK$5,420/mo
Today · 4.125%
HK$182,261
baseline
▲ 0.50% · 4.625%
HK$193,352
+HK$11,091/mo
Deposit HK$16.12M · loan HK$37.61M · min. income ≈ HK$364,522/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,799
−HK$10,308/mo
▼ 0.25% · 3.875%
HK$195,916
−HK$5,191/mo
Today · 4.125%
HK$201,107
baseline
▲ 0.50% · 4.625%
HK$211,708
+HK$10,601/mo
Deposit HK$16.12M · loan HK$37.61M · min. income ≈ HK$402,214/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,508
−HK$13,828/mo
▼ 0.25% · 3.875%
HK$227,367
−HK$6,969/mo
Today · 4.125%
HK$234,336
baseline
▲ 0.50% · 4.625%
HK$248,595
+HK$14,259/mo
Deposit HK$5.37M · loan HK$48.35M · min. income ≈ HK$468,672/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,313
−HK$13,254/mo
▼ 0.25% · 3.875%
HK$251,892
−HK$6,675/mo
Today · 4.125%
HK$258,567
baseline
▲ 0.50% · 4.625%
HK$272,196
+HK$13,629/mo
Deposit HK$5.37M · loan HK$48.35M · min. income ≈ HK$517,134/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,272 · Scale 2, in force from 26 Feb 2026)