LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,251
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,633
−HK$387/mo
Today · 4.125%
HK$13,020
baseline
▲ 0.50% · 4.625%
HK$13,812
+HK$792/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,040/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,630
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,995
−HK$371/mo
Today · 4.125%
HK$14,366
baseline
▲ 0.50% · 4.625%
HK$15,123
+HK$757/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,732/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,702
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,159
−HK$465/mo
Today · 4.125%
HK$15,624
baseline
▲ 0.50% · 4.625%
HK$16,574
+HK$950/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,248/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,356
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,794
−HK$445/mo
Today · 4.125%
HK$17,239
baseline
▲ 0.50% · 4.625%
HK$18,148
+HK$909/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,478/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,152
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,686
−HK$542/mo
Today · 4.125%
HK$18,228
baseline
▲ 0.50% · 4.625%
HK$19,337
+HK$1,109/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,456/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,081
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$519/mo
Today · 4.125%
HK$20,112
baseline
▲ 0.50% · 4.625%
HK$21,172
+HK$1,060/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,224/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,053
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,739
−HK$696/mo
Today · 4.125%
HK$23,435
baseline
▲ 0.50% · 4.625%
HK$24,861
+HK$1,426/mo
Deposit HK$537K · loan HK$4.84M · min. income ≈ HK$46,870/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$668/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,363/mo
Deposit HK$537K · loan HK$4.84M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,889 · Scale 2, in force from 26 Feb 2026)