LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,529
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,340
−HK$3,873/mo
Today · 4.125%
HK$130,213
baseline
▲ 0.50% · 4.625%
HK$138,136
+HK$7,923/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$260,426/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,312
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,968
−HK$3,709/mo
Today · 4.125%
HK$143,677
baseline
▲ 0.50% · 4.625%
HK$151,250
+HK$7,573/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$287,354/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,035
−HK$9,220/mo
▼ 0.25% · 3.875%
HK$151,608
−HK$4,647/mo
Today · 4.125%
HK$156,255
baseline
▲ 0.50% · 4.625%
HK$165,763
+HK$9,508/mo
Deposit HK$21.49M · loan HK$32.24M · min. income ≈ HK$312,510/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,575
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$167,962
−HK$4,450/mo
Today · 4.125%
HK$172,412
baseline
▲ 0.50% · 4.625%
HK$181,500
+HK$9,088/mo
Deposit HK$21.49M · loan HK$32.24M · min. income ≈ HK$344,824/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,541
−HK$10,757/mo
▼ 0.25% · 3.875%
HK$176,876
−HK$5,422/mo
Today · 4.125%
HK$182,298
baseline
▲ 0.50% · 4.625%
HK$193,390
+HK$11,092/mo
Deposit HK$16.12M · loan HK$37.61M · min. income ≈ HK$364,596/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,837
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$195,955
−HK$5,192/mo
Today · 4.125%
HK$201,147
baseline
▲ 0.50% · 4.625%
HK$211,750
+HK$10,603/mo
Deposit HK$16.12M · loan HK$37.61M · min. income ≈ HK$402,294/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,552
−HK$13,831/mo
▼ 0.25% · 3.875%
HK$227,413
−HK$6,970/mo
Today · 4.125%
HK$234,383
baseline
▲ 0.50% · 4.625%
HK$248,644
+HK$14,261/mo
Deposit HK$5.37M · loan HK$48.36M · min. income ≈ HK$468,766/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,362
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$251,943
−HK$6,675/mo
Today · 4.125%
HK$258,618
baseline
▲ 0.50% · 4.625%
HK$272,250
+HK$13,632/mo
Deposit HK$5.37M · loan HK$48.36M · min. income ≈ HK$517,236/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,726 · Scale 2, in force from 26 Feb 2026)