LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,537
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,349
−HK$3,872/mo
Today · 4.125%
HK$130,221
baseline
▲ 0.50% · 4.625%
HK$138,145
+HK$7,924/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$260,442/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,321
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,977
−HK$3,709/mo
Today · 4.125%
HK$143,686
baseline
▲ 0.50% · 4.625%
HK$151,260
+HK$7,574/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$287,372/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,045
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$151,618
−HK$4,648/mo
Today · 4.125%
HK$156,266
baseline
▲ 0.50% · 4.625%
HK$165,774
+HK$9,508/mo
Deposit HK$21.50M · loan HK$32.24M · min. income ≈ HK$312,532/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,586
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$167,973
−HK$4,451/mo
Today · 4.125%
HK$172,424
baseline
▲ 0.50% · 4.625%
HK$181,512
+HK$9,088/mo
Deposit HK$21.50M · loan HK$32.24M · min. income ≈ HK$344,848/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,552
−HK$10,758/mo
▼ 0.25% · 3.875%
HK$176,888
−HK$5,422/mo
Today · 4.125%
HK$182,310
baseline
▲ 0.50% · 4.625%
HK$193,403
+HK$11,093/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$364,620/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,850
−HK$10,311/mo
▼ 0.25% · 3.875%
HK$195,968
−HK$5,193/mo
Today · 4.125%
HK$201,161
baseline
▲ 0.50% · 4.625%
HK$211,764
+HK$10,603/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$402,322/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,567
−HK$13,831/mo
▼ 0.25% · 3.875%
HK$227,428
−HK$6,970/mo
Today · 4.125%
HK$234,398
baseline
▲ 0.50% · 4.625%
HK$248,661
+HK$14,263/mo
Deposit HK$5.37M · loan HK$48.36M · min. income ≈ HK$468,796/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,378
−HK$13,257/mo
▼ 0.25% · 3.875%
HK$251,959
−HK$6,676/mo
Today · 4.125%
HK$258,635
baseline
▲ 0.50% · 4.625%
HK$272,268
+HK$13,633/mo
Deposit HK$5.37M · loan HK$48.36M · min. income ≈ HK$517,270/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,283,878 · Scale 2, in force from 26 Feb 2026)