LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,553
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$126,365
−HK$3,873/mo
Today · 4.125%
HK$130,238
baseline
▲ 0.50% · 4.625%
HK$138,163
+HK$7,925/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$260,476/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,339
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$139,996
−HK$3,709/mo
Today · 4.125%
HK$143,705
baseline
▲ 0.50% · 4.625%
HK$151,280
+HK$7,575/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$287,410/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,064
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$151,638
−HK$4,648/mo
Today · 4.125%
HK$156,286
baseline
▲ 0.50% · 4.625%
HK$165,795
+HK$9,509/mo
Deposit HK$21.50M · loan HK$32.25M · min. income ≈ HK$312,572/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,607
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$167,995
−HK$4,451/mo
Today · 4.125%
HK$172,446
baseline
▲ 0.50% · 4.625%
HK$181,536
+HK$9,090/mo
Deposit HK$21.50M · loan HK$32.25M · min. income ≈ HK$344,892/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,574
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$176,911
−HK$5,422/mo
Today · 4.125%
HK$182,333
baseline
▲ 0.50% · 4.625%
HK$193,428
+HK$11,095/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$364,666/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,875
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$195,994
−HK$5,193/mo
Today · 4.125%
HK$201,187
baseline
▲ 0.50% · 4.625%
HK$211,792
+HK$10,605/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$402,374/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,595
−HK$13,834/mo
▼ 0.25% · 3.875%
HK$227,457
−HK$6,972/mo
Today · 4.125%
HK$234,429
baseline
▲ 0.50% · 4.625%
HK$248,693
+HK$14,264/mo
Deposit HK$5.37M · loan HK$48.37M · min. income ≈ HK$468,858/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,410
−HK$13,259/mo
▼ 0.25% · 3.875%
HK$251,992
−HK$6,677/mo
Today · 4.125%
HK$258,669
baseline
▲ 0.50% · 4.625%
HK$272,304
+HK$13,635/mo
Deposit HK$5.37M · loan HK$48.37M · min. income ≈ HK$517,338/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,284,174 · Scale 2, in force from 26 Feb 2026)