LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,556
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,368
−HK$3,874/mo
Today · 4.125%
HK$130,242
baseline
▲ 0.50% · 4.625%
HK$138,166
+HK$7,924/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$260,484/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,343
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$139,999
−HK$3,710/mo
Today · 4.125%
HK$143,709
baseline
▲ 0.50% · 4.625%
HK$151,284
+HK$7,575/mo
Deposit HK$26.87M · loan HK$26.87M · min. income ≈ HK$287,418/mo (50% DSR)
Upfront cash ≈ HK$29.16M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,067
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,642
−HK$4,648/mo
Today · 4.125%
HK$156,290
baseline
▲ 0.50% · 4.625%
HK$165,800
+HK$9,510/mo
Deposit HK$21.50M · loan HK$32.25M · min. income ≈ HK$312,580/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,611
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$167,999
−HK$4,451/mo
Today · 4.125%
HK$172,450
baseline
▲ 0.50% · 4.625%
HK$181,541
+HK$9,091/mo
Deposit HK$21.50M · loan HK$32.25M · min. income ≈ HK$344,900/mo (50% DSR)
Upfront cash ≈ HK$23.78M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,579
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$176,916
−HK$5,422/mo
Today · 4.125%
HK$182,338
baseline
▲ 0.50% · 4.625%
HK$193,433
+HK$11,095/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$364,676/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,880
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$195,999
−HK$5,193/mo
Today · 4.125%
HK$201,192
baseline
▲ 0.50% · 4.625%
HK$211,797
+HK$10,605/mo
Deposit HK$16.12M · loan HK$37.62M · min. income ≈ HK$402,384/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,601
−HK$13,834/mo
▼ 0.25% · 3.875%
HK$227,463
−HK$6,972/mo
Today · 4.125%
HK$234,435
baseline
▲ 0.50% · 4.625%
HK$248,700
+HK$14,265/mo
Deposit HK$5.37M · loan HK$48.37M · min. income ≈ HK$468,870/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,417
−HK$13,259/mo
▼ 0.25% · 3.875%
HK$251,999
−HK$6,677/mo
Today · 4.125%
HK$258,676
baseline
▲ 0.50% · 4.625%
HK$272,311
+HK$13,635/mo
Deposit HK$5.37M · loan HK$48.37M · min. income ≈ HK$517,352/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,284,234 · Scale 2, in force from 26 Feb 2026)