LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,256
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,637
−HK$388/mo
Today · 4.125%
HK$13,025
baseline
▲ 0.50% · 4.625%
HK$13,817
+HK$792/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,050/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,635
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,001
−HK$371/mo
Today · 4.125%
HK$14,372
baseline
▲ 0.50% · 4.625%
HK$15,129
+HK$757/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,744/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,707
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,165
−HK$465/mo
Today · 4.125%
HK$15,630
baseline
▲ 0.50% · 4.625%
HK$16,581
+HK$951/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$31,260/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,362
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,801
−HK$445/mo
Today · 4.125%
HK$17,246
baseline
▲ 0.50% · 4.625%
HK$18,155
+HK$909/mo
Deposit HK$2.15M · loan HK$3.22M · min. income ≈ HK$34,492/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,159
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,692
−HK$543/mo
Today · 4.125%
HK$18,235
baseline
▲ 0.50% · 4.625%
HK$19,344
+HK$1,109/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,470/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,089
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,601
−HK$519/mo
Today · 4.125%
HK$20,120
baseline
▲ 0.50% · 4.625%
HK$21,181
+HK$1,061/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,240/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,061
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,747
−HK$698/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,871
+HK$1,426/mo
Deposit HK$537K · loan HK$4.84M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$668/mo
Today · 4.125%
HK$25,869
baseline
▲ 0.50% · 4.625%
HK$27,232
+HK$1,363/mo
Deposit HK$537K · loan HK$4.84M · min. income ≈ HK$51,738/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,936 · Scale 2, in force from 26 Feb 2026)