LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,259
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,641
−HK$387/mo
Today · 4.125%
HK$13,028
baseline
▲ 0.50% · 4.625%
HK$13,821
+HK$793/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,056/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,638
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,004
−HK$371/mo
Today · 4.125%
HK$14,375
baseline
▲ 0.50% · 4.625%
HK$15,133
+HK$758/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,750/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,711
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,169
−HK$465/mo
Today · 4.125%
HK$15,634
baseline
▲ 0.50% · 4.625%
HK$16,585
+HK$951/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,268/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,366
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,805
−HK$445/mo
Today · 4.125%
HK$17,250
baseline
▲ 0.50% · 4.625%
HK$18,160
+HK$910/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,500/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,163
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,697
−HK$542/mo
Today · 4.125%
HK$18,239
baseline
▲ 0.50% · 4.625%
HK$19,349
+HK$1,110/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,478/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,094
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,606
−HK$519/mo
Today · 4.125%
HK$20,125
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,061/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,250/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,753
−HK$698/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,427/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,207
−HK$668/mo
Today · 4.125%
HK$25,875
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,364/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$120,967 · Scale 2, in force from 26 Feb 2026)