LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,260
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,641
−HK$388/mo
Today · 4.125%
HK$13,029
baseline
▲ 0.50% · 4.625%
HK$13,822
+HK$793/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,058/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,639
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,005
−HK$371/mo
Today · 4.125%
HK$14,376
baseline
▲ 0.50% · 4.625%
HK$15,134
+HK$758/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,752/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,712
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,170
−HK$465/mo
Today · 4.125%
HK$15,635
baseline
▲ 0.50% · 4.625%
HK$16,586
+HK$951/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,270/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,367
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,806
−HK$445/mo
Today · 4.125%
HK$17,251
baseline
▲ 0.50% · 4.625%
HK$18,161
+HK$910/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,502/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,164
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,698
−HK$542/mo
Today · 4.125%
HK$18,240
baseline
▲ 0.50% · 4.625%
HK$19,350
+HK$1,110/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$36,480/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,607
−HK$519/mo
Today · 4.125%
HK$20,126
baseline
▲ 0.50% · 4.625%
HK$21,187
+HK$1,061/mo
Deposit HK$1.61M · loan HK$3.76M · min. income ≈ HK$40,252/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,754
−HK$698/mo
Today · 4.125%
HK$23,452
baseline
▲ 0.50% · 4.625%
HK$24,879
+HK$1,427/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$46,904/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,550
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$668/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,364/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$120,974 · Scale 2, in force from 26 Feb 2026)