LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,600
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,414
−HK$3,875/mo
Today · 4.125%
HK$130,289
baseline
▲ 0.50% · 4.625%
HK$138,216
+HK$7,927/mo
Deposit HK$26.88M · loan HK$26.88M · min. income ≈ HK$260,578/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,392
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$140,050
−HK$3,711/mo
Today · 4.125%
HK$143,761
baseline
▲ 0.50% · 4.625%
HK$151,338
+HK$7,577/mo
Deposit HK$26.88M · loan HK$26.88M · min. income ≈ HK$287,522/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,120
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$151,697
−HK$4,649/mo
Today · 4.125%
HK$156,346
baseline
▲ 0.50% · 4.625%
HK$165,860
+HK$9,514/mo
Deposit HK$21.51M · loan HK$32.26M · min. income ≈ HK$312,692/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,670
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,060
−HK$4,453/mo
Today · 4.125%
HK$172,513
baseline
▲ 0.50% · 4.625%
HK$181,606
+HK$9,093/mo
Deposit HK$21.51M · loan HK$32.26M · min. income ≈ HK$345,026/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,641
−HK$10,763/mo
▼ 0.25% · 3.875%
HK$176,980
−HK$5,424/mo
Today · 4.125%
HK$182,404
baseline
▲ 0.50% · 4.625%
HK$193,503
+HK$11,099/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$364,808/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,948
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$196,070
−HK$5,195/mo
Today · 4.125%
HK$201,265
baseline
▲ 0.50% · 4.625%
HK$211,874
+HK$10,609/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$402,530/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,681
−HK$13,838/mo
▼ 0.25% · 3.875%
HK$227,545
−HK$6,974/mo
Today · 4.125%
HK$234,519
baseline
▲ 0.50% · 4.625%
HK$248,789
+HK$14,270/mo
Deposit HK$5.38M · loan HK$48.39M · min. income ≈ HK$469,038/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,505
−HK$13,264/mo
▼ 0.25% · 3.875%
HK$252,089
−HK$6,680/mo
Today · 4.125%
HK$258,769
baseline
▲ 0.50% · 4.625%
HK$272,409
+HK$13,640/mo
Deposit HK$5.38M · loan HK$48.39M · min. income ≈ HK$517,538/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,058 · Scale 2, in force from 26 Feb 2026)