LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,618
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,432
−HK$3,875/mo
Today · 4.125%
HK$130,307
baseline
▲ 0.50% · 4.625%
HK$138,236
+HK$7,929/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$260,614/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,411
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,069
−HK$3,712/mo
Today · 4.125%
HK$143,781
baseline
▲ 0.50% · 4.625%
HK$151,360
+HK$7,579/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$287,562/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,141
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,718
−HK$4,650/mo
Today · 4.125%
HK$156,368
baseline
▲ 0.50% · 4.625%
HK$165,883
+HK$9,515/mo
Deposit HK$21.51M · loan HK$32.26M · min. income ≈ HK$312,736/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,693
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,083
−HK$4,454/mo
Today · 4.125%
HK$172,537
baseline
▲ 0.50% · 4.625%
HK$181,632
+HK$9,095/mo
Deposit HK$21.51M · loan HK$32.26M · min. income ≈ HK$345,074/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,665
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$177,004
−HK$5,426/mo
Today · 4.125%
HK$182,430
baseline
▲ 0.50% · 4.625%
HK$193,530
+HK$11,100/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$364,860/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,975
−HK$10,318/mo
▼ 0.25% · 3.875%
HK$196,097
−HK$5,196/mo
Today · 4.125%
HK$201,293
baseline
▲ 0.50% · 4.625%
HK$211,903
+HK$10,610/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$402,586/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,712
−HK$13,840/mo
▼ 0.25% · 3.875%
HK$227,577
−HK$6,975/mo
Today · 4.125%
HK$234,552
baseline
▲ 0.50% · 4.625%
HK$248,824
+HK$14,272/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$469,104/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,540
−HK$13,265/mo
▼ 0.25% · 3.875%
HK$252,125
−HK$6,680/mo
Today · 4.125%
HK$258,805
baseline
▲ 0.50% · 4.625%
HK$272,447
+HK$13,642/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$517,610/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,379 · Scale 2, in force from 26 Feb 2026)