LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,628
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,443
−HK$3,875/mo
Today · 4.125%
HK$130,318
baseline
▲ 0.50% · 4.625%
HK$138,248
+HK$7,930/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$260,636/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,423
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,082
−HK$3,711/mo
Today · 4.125%
HK$143,793
baseline
▲ 0.50% · 4.625%
HK$151,373
+HK$7,580/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$287,586/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,154
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$151,731
−HK$4,651/mo
Today · 4.125%
HK$156,382
baseline
▲ 0.50% · 4.625%
HK$165,897
+HK$9,515/mo
Deposit HK$21.51M · loan HK$32.27M · min. income ≈ HK$312,764/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,707
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$168,098
−HK$4,454/mo
Today · 4.125%
HK$172,552
baseline
▲ 0.50% · 4.625%
HK$181,647
+HK$9,095/mo
Deposit HK$21.51M · loan HK$32.27M · min. income ≈ HK$345,104/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,680
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$177,020
−HK$5,425/mo
Today · 4.125%
HK$182,445
baseline
▲ 0.50% · 4.625%
HK$193,547
+HK$11,102/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$364,890/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,992
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,114
−HK$5,197/mo
Today · 4.125%
HK$201,311
baseline
▲ 0.50% · 4.625%
HK$211,922
+HK$10,611/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$402,622/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,731
−HK$13,842/mo
▼ 0.25% · 3.875%
HK$227,597
−HK$6,976/mo
Today · 4.125%
HK$234,573
baseline
▲ 0.50% · 4.625%
HK$248,846
+HK$14,273/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$469,146/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,561
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$252,147
−HK$6,681/mo
Today · 4.125%
HK$258,828
baseline
▲ 0.50% · 4.625%
HK$272,471
+HK$13,643/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$517,656/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,578 · Scale 2, in force from 26 Feb 2026)