LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,629
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,443
−HK$3,876/mo
Today · 4.125%
HK$130,319
baseline
▲ 0.50% · 4.625%
HK$138,248
+HK$7,929/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$260,638/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,423
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,082
−HK$3,712/mo
Today · 4.125%
HK$143,794
baseline
▲ 0.50% · 4.625%
HK$151,374
+HK$7,580/mo
Deposit HK$26.89M · loan HK$26.89M · min. income ≈ HK$287,588/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,155
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$151,732
−HK$4,651/mo
Today · 4.125%
HK$156,383
baseline
▲ 0.50% · 4.625%
HK$165,898
+HK$9,515/mo
Deposit HK$21.51M · loan HK$32.27M · min. income ≈ HK$312,766/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,708
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$168,099
−HK$4,454/mo
Today · 4.125%
HK$172,553
baseline
▲ 0.50% · 4.625%
HK$181,648
+HK$9,095/mo
Deposit HK$21.51M · loan HK$32.27M · min. income ≈ HK$345,106/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,680
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$177,021
−HK$5,425/mo
Today · 4.125%
HK$182,446
baseline
▲ 0.50% · 4.625%
HK$193,548
+HK$11,102/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$364,892/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,993
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,115
−HK$5,197/mo
Today · 4.125%
HK$201,312
baseline
▲ 0.50% · 4.625%
HK$211,923
+HK$10,611/mo
Deposit HK$16.13M · loan HK$37.64M · min. income ≈ HK$402,624/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,732
−HK$13,842/mo
▼ 0.25% · 3.875%
HK$227,598
−HK$6,976/mo
Today · 4.125%
HK$234,574
baseline
▲ 0.50% · 4.625%
HK$248,847
+HK$14,273/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$469,148/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,562
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$252,148
−HK$6,681/mo
Today · 4.125%
HK$258,829
baseline
▲ 0.50% · 4.625%
HK$272,472
+HK$13,643/mo
Deposit HK$5.38M · loan HK$48.40M · min. income ≈ HK$517,658/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$2,285,589 · Scale 2, in force from 26 Feb 2026)