LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,265
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,646
−HK$388/mo
Today · 4.125%
HK$13,034
baseline
▲ 0.50% · 4.625%
HK$13,827
+HK$793/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,068/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,644
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,010
−HK$371/mo
Today · 4.125%
HK$14,381
baseline
▲ 0.50% · 4.625%
HK$15,139
+HK$758/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,762/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,718
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,175
−HK$465/mo
Today · 4.125%
HK$15,640
baseline
▲ 0.50% · 4.625%
HK$16,592
+HK$952/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,280/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,373
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,812
−HK$446/mo
Today · 4.125%
HK$17,258
baseline
▲ 0.50% · 4.625%
HK$18,167
+HK$909/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,516/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,170
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,705
−HK$542/mo
Today · 4.125%
HK$18,247
baseline
▲ 0.50% · 4.625%
HK$19,357
+HK$1,110/mo
Deposit HK$1.61M · loan HK$3.77M · min. income ≈ HK$36,494/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,102
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,614
−HK$520/mo
Today · 4.125%
HK$20,134
baseline
▲ 0.50% · 4.625%
HK$21,195
+HK$1,061/mo
Deposit HK$1.61M · loan HK$3.77M · min. income ≈ HK$40,268/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,076
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,763
−HK$698/mo
Today · 4.125%
HK$23,461
baseline
▲ 0.50% · 4.625%
HK$24,888
+HK$1,427/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$46,922/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,560
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$669/mo
Today · 4.125%
HK$25,887
baseline
▲ 0.50% · 4.625%
HK$27,251
+HK$1,364/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$51,774/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,019 · Scale 2, in force from 26 Feb 2026)