LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,664
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,479
−HK$3,877/mo
Today · 4.125%
HK$130,356
baseline
▲ 0.50% · 4.625%
HK$138,287
+HK$7,931/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$260,712/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,462
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,122
−HK$3,713/mo
Today · 4.125%
HK$143,835
baseline
▲ 0.50% · 4.625%
HK$151,416
+HK$7,581/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$287,670/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,196
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,775
−HK$4,652/mo
Today · 4.125%
HK$156,427
baseline
▲ 0.50% · 4.625%
HK$165,945
+HK$9,518/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$312,854/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,754
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,146
−HK$4,455/mo
Today · 4.125%
HK$172,601
baseline
▲ 0.50% · 4.625%
HK$181,700
+HK$9,099/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$345,202/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,729
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$177,071
−HK$5,427/mo
Today · 4.125%
HK$182,498
baseline
▲ 0.50% · 4.625%
HK$193,602
+HK$11,104/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$364,996/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,047
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$196,171
−HK$5,197/mo
Today · 4.125%
HK$201,368
baseline
▲ 0.50% · 4.625%
HK$211,983
+HK$10,615/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$402,736/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,794
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$227,662
−HK$6,978/mo
Today · 4.125%
HK$234,640
baseline
▲ 0.50% · 4.625%
HK$248,917
+HK$14,277/mo
Deposit HK$5.38M · loan HK$48.41M · min. income ≈ HK$469,280/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,632
−HK$13,270/mo
▼ 0.25% · 3.875%
HK$252,219
−HK$6,683/mo
Today · 4.125%
HK$258,902
baseline
▲ 0.50% · 4.625%
HK$272,549
+HK$13,647/mo
Deposit HK$5.38M · loan HK$48.41M · min. income ≈ HK$517,804/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,235 · Scale 2, in force from 26 Feb 2026)