LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,669
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,484
−HK$3,877/mo
Today · 4.125%
HK$130,361
baseline
▲ 0.50% · 4.625%
HK$138,293
+HK$7,932/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$260,722/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,468
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,128
−HK$3,712/mo
Today · 4.125%
HK$143,840
baseline
▲ 0.50% · 4.625%
HK$151,422
+HK$7,582/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$287,680/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,202
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,781
−HK$4,652/mo
Today · 4.125%
HK$156,433
baseline
▲ 0.50% · 4.625%
HK$165,952
+HK$9,519/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$312,866/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,761
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,153
−HK$4,456/mo
Today · 4.125%
HK$172,609
baseline
▲ 0.50% · 4.625%
HK$181,707
+HK$9,098/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$345,218/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,736
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$177,078
−HK$5,427/mo
Today · 4.125%
HK$182,505
baseline
▲ 0.50% · 4.625%
HK$193,610
+HK$11,105/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$365,010/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,055
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$196,179
−HK$5,198/mo
Today · 4.125%
HK$201,377
baseline
▲ 0.50% · 4.625%
HK$211,991
+HK$10,614/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$402,754/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,803
−HK$13,847/mo
▼ 0.25% · 3.875%
HK$227,672
−HK$6,978/mo
Today · 4.125%
HK$234,650
baseline
▲ 0.50% · 4.625%
HK$248,928
+HK$14,278/mo
Deposit HK$5.38M · loan HK$48.42M · min. income ≈ HK$469,300/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,642
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,230
−HK$6,683/mo
Today · 4.125%
HK$258,913
baseline
▲ 0.50% · 4.625%
HK$272,560
+HK$13,647/mo
Deposit HK$5.38M · loan HK$48.42M · min. income ≈ HK$517,826/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,328 · Scale 2, in force from 26 Feb 2026)