LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,267
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,649
−HK$387/mo
Today · 4.125%
HK$13,036
baseline
▲ 0.50% · 4.625%
HK$13,830
+HK$794/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,072/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,647
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,013
−HK$371/mo
Today · 4.125%
HK$14,384
baseline
▲ 0.50% · 4.625%
HK$15,143
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,768/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,721
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,179
−HK$465/mo
Today · 4.125%
HK$15,644
baseline
▲ 0.50% · 4.625%
HK$16,596
+HK$952/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,288/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,377
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,816
−HK$445/mo
Today · 4.125%
HK$17,261
baseline
▲ 0.50% · 4.625%
HK$18,171
+HK$910/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,522/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,174
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,708
−HK$543/mo
Today · 4.125%
HK$18,251
baseline
▲ 0.50% · 4.625%
HK$19,362
+HK$1,111/mo
Deposit HK$1.61M · loan HK$3.77M · min. income ≈ HK$36,502/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,106
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,618
−HK$520/mo
Today · 4.125%
HK$20,138
baseline
▲ 0.50% · 4.625%
HK$21,200
+HK$1,062/mo
Deposit HK$1.61M · loan HK$3.77M · min. income ≈ HK$40,276/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,081
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,768
−HK$698/mo
Today · 4.125%
HK$23,466
baseline
▲ 0.50% · 4.625%
HK$24,893
+HK$1,427/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$46,932/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,224
−HK$668/mo
Today · 4.125%
HK$25,892
baseline
▲ 0.50% · 4.625%
HK$27,257
+HK$1,365/mo
Deposit HK$538K · loan HK$4.84M · min. income ≈ HK$51,784/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,045 · Scale 2, in force from 26 Feb 2026)