LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,676
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,492
−HK$3,877/mo
Today · 4.125%
HK$130,369
baseline
▲ 0.50% · 4.625%
HK$138,302
+HK$7,933/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$260,738/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,476
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,136
−HK$3,713/mo
Today · 4.125%
HK$143,849
baseline
▲ 0.50% · 4.625%
HK$151,432
+HK$7,583/mo
Deposit HK$26.90M · loan HK$26.90M · min. income ≈ HK$287,698/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,211
−HK$9,232/mo
▼ 0.25% · 3.875%
HK$151,790
−HK$4,653/mo
Today · 4.125%
HK$156,443
baseline
▲ 0.50% · 4.625%
HK$165,962
+HK$9,519/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$312,886/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,771
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,163
−HK$4,456/mo
Today · 4.125%
HK$172,619
baseline
▲ 0.50% · 4.625%
HK$181,718
+HK$9,099/mo
Deposit HK$21.52M · loan HK$32.28M · min. income ≈ HK$345,238/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,747
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,089
−HK$5,428/mo
Today · 4.125%
HK$182,517
baseline
▲ 0.50% · 4.625%
HK$193,622
+HK$11,105/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$365,034/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,066
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,191
−HK$5,198/mo
Today · 4.125%
HK$201,389
baseline
▲ 0.50% · 4.625%
HK$212,005
+HK$10,616/mo
Deposit HK$16.14M · loan HK$37.66M · min. income ≈ HK$402,778/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,817
−HK$13,847/mo
▼ 0.25% · 3.875%
HK$227,686
−HK$6,978/mo
Today · 4.125%
HK$234,664
baseline
▲ 0.50% · 4.625%
HK$248,943
+HK$14,279/mo
Deposit HK$5.38M · loan HK$48.42M · min. income ≈ HK$469,328/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,657
−HK$13,272/mo
▼ 0.25% · 3.875%
HK$252,245
−HK$6,684/mo
Today · 4.125%
HK$258,929
baseline
▲ 0.50% · 4.625%
HK$272,577
+HK$13,648/mo
Deposit HK$5.38M · loan HK$48.42M · min. income ≈ HK$517,858/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,286,469 · Scale 2, in force from 26 Feb 2026)