LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,706
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,523
−HK$3,878/mo
Today · 4.125%
HK$130,401
baseline
▲ 0.50% · 4.625%
HK$138,336
+HK$7,935/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$260,802/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,509
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,170
−HK$3,715/mo
Today · 4.125%
HK$143,885
baseline
▲ 0.50% · 4.625%
HK$151,469
+HK$7,584/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$287,770/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,247
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,828
−HK$4,653/mo
Today · 4.125%
HK$156,481
baseline
▲ 0.50% · 4.625%
HK$166,003
+HK$9,522/mo
Deposit HK$21.52M · loan HK$32.29M · min. income ≈ HK$312,962/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,811
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$168,205
−HK$4,456/mo
Today · 4.125%
HK$172,661
baseline
▲ 0.50% · 4.625%
HK$181,763
+HK$9,102/mo
Deposit HK$21.52M · loan HK$32.29M · min. income ≈ HK$345,322/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,789
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$177,132
−HK$5,429/mo
Today · 4.125%
HK$182,561
baseline
▲ 0.50% · 4.625%
HK$193,670
+HK$11,109/mo
Deposit HK$16.14M · loan HK$37.67M · min. income ≈ HK$365,122/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,113
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$196,239
−HK$5,199/mo
Today · 4.125%
HK$201,438
baseline
▲ 0.50% · 4.625%
HK$212,056
+HK$10,618/mo
Deposit HK$16.14M · loan HK$37.67M · min. income ≈ HK$402,876/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,871
−HK$13,851/mo
▼ 0.25% · 3.875%
HK$227,741
−HK$6,981/mo
Today · 4.125%
HK$234,722
baseline
▲ 0.50% · 4.625%
HK$249,004
+HK$14,282/mo
Deposit HK$5.38M · loan HK$48.43M · min. income ≈ HK$469,444/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,717
−HK$13,275/mo
▼ 0.25% · 3.875%
HK$252,307
−HK$6,685/mo
Today · 4.125%
HK$258,992
baseline
▲ 0.50% · 4.625%
HK$272,644
+HK$13,652/mo
Deposit HK$5.38M · loan HK$48.43M · min. income ≈ HK$517,984/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,029 · Scale 2, in force from 26 Feb 2026)