LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,708
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,525
−HK$3,878/mo
Today · 4.125%
HK$130,403
baseline
▲ 0.50% · 4.625%
HK$138,337
+HK$7,934/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$260,806/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,511
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,172
−HK$3,715/mo
Today · 4.125%
HK$143,887
baseline
▲ 0.50% · 4.625%
HK$151,471
+HK$7,584/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$287,774/mo (50% DSR)
Upfront cash ≈ HK$29.19M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,249
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,830
−HK$4,653/mo
Today · 4.125%
HK$156,483
baseline
▲ 0.50% · 4.625%
HK$166,005
+HK$9,522/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$312,966/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,814
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$168,207
−HK$4,457/mo
Today · 4.125%
HK$172,664
baseline
▲ 0.50% · 4.625%
HK$181,765
+HK$9,101/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$345,328/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,791
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,135
−HK$5,429/mo
Today · 4.125%
HK$182,564
baseline
▲ 0.50% · 4.625%
HK$193,672
+HK$11,108/mo
Deposit HK$16.14M · loan HK$37.67M · min. income ≈ HK$365,128/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,116
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$196,241
−HK$5,200/mo
Today · 4.125%
HK$201,441
baseline
▲ 0.50% · 4.625%
HK$212,059
+HK$10,618/mo
Deposit HK$16.14M · loan HK$37.67M · min. income ≈ HK$402,882/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,874
−HK$13,851/mo
▼ 0.25% · 3.875%
HK$227,745
−HK$6,980/mo
Today · 4.125%
HK$234,725
baseline
▲ 0.50% · 4.625%
HK$249,007
+HK$14,282/mo
Deposit HK$5.38M · loan HK$48.43M · min. income ≈ HK$469,450/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,720
−HK$13,276/mo
▼ 0.25% · 3.875%
HK$252,310
−HK$6,686/mo
Today · 4.125%
HK$258,996
baseline
▲ 0.50% · 4.625%
HK$272,648
+HK$13,652/mo
Deposit HK$5.38M · loan HK$48.43M · min. income ≈ HK$517,992/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,061 · Scale 2, in force from 26 Feb 2026)