LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,716
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,533
−HK$3,879/mo
Today · 4.125%
HK$130,412
baseline
▲ 0.50% · 4.625%
HK$138,347
+HK$7,935/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$260,824/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,521
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,182
−HK$3,714/mo
Today · 4.125%
HK$143,896
baseline
▲ 0.50% · 4.625%
HK$151,481
+HK$7,585/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$287,792/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,260
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,840
−HK$4,654/mo
Today · 4.125%
HK$156,494
baseline
▲ 0.50% · 4.625%
HK$166,016
+HK$9,522/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$312,988/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,825
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,219
−HK$4,457/mo
Today · 4.125%
HK$172,676
baseline
▲ 0.50% · 4.625%
HK$181,778
+HK$9,102/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$345,352/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,803
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,147
−HK$5,429/mo
Today · 4.125%
HK$182,576
baseline
▲ 0.50% · 4.625%
HK$193,686
+HK$11,110/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$365,152/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,129
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,255
−HK$5,200/mo
Today · 4.125%
HK$201,455
baseline
▲ 0.50% · 4.625%
HK$212,074
+HK$10,619/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$402,910/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,889
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$227,760
−HK$6,981/mo
Today · 4.125%
HK$234,741
baseline
▲ 0.50% · 4.625%
HK$249,025
+HK$14,284/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$469,482/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,737
−HK$13,277/mo
▼ 0.25% · 3.875%
HK$252,328
−HK$6,686/mo
Today · 4.125%
HK$259,014
baseline
▲ 0.50% · 4.625%
HK$272,667
+HK$13,653/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$518,028/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,218 · Scale 2, in force from 26 Feb 2026)