LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,723
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,540
−HK$3,879/mo
Today · 4.125%
HK$130,419
baseline
▲ 0.50% · 4.625%
HK$138,354
+HK$7,935/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$260,838/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,528
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,190
−HK$3,714/mo
Today · 4.125%
HK$143,904
baseline
▲ 0.50% · 4.625%
HK$151,490
+HK$7,586/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$287,808/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,268
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,848
−HK$4,655/mo
Today · 4.125%
HK$156,503
baseline
▲ 0.50% · 4.625%
HK$166,025
+HK$9,522/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$313,006/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,834
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,228
−HK$4,457/mo
Today · 4.125%
HK$172,685
baseline
▲ 0.50% · 4.625%
HK$181,788
+HK$9,103/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$345,370/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,812
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,156
−HK$5,430/mo
Today · 4.125%
HK$182,586
baseline
▲ 0.50% · 4.625%
HK$193,696
+HK$11,110/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$365,172/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,139
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$196,266
−HK$5,200/mo
Today · 4.125%
HK$201,466
baseline
▲ 0.50% · 4.625%
HK$212,085
+HK$10,619/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$402,932/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,901
−HK$13,853/mo
▼ 0.25% · 3.875%
HK$227,773
−HK$6,981/mo
Today · 4.125%
HK$234,754
baseline
▲ 0.50% · 4.625%
HK$249,038
+HK$14,284/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$469,508/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,750
−HK$13,278/mo
▼ 0.25% · 3.875%
HK$252,341
−HK$6,687/mo
Today · 4.125%
HK$259,028
baseline
▲ 0.50% · 4.625%
HK$272,681
+HK$13,653/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$518,056/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,342 · Scale 2, in force from 26 Feb 2026)