LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,724
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,542
−HK$3,878/mo
Today · 4.125%
HK$130,420
baseline
▲ 0.50% · 4.625%
HK$138,356
+HK$7,936/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$260,840/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,529
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,191
−HK$3,715/mo
Today · 4.125%
HK$143,906
baseline
▲ 0.50% · 4.625%
HK$151,491
+HK$7,585/mo
Deposit HK$26.91M · loan HK$26.91M · min. income ≈ HK$287,812/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,269
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,850
−HK$4,654/mo
Today · 4.125%
HK$156,504
baseline
▲ 0.50% · 4.625%
HK$166,027
+HK$9,523/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$313,008/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,835
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,229
−HK$4,458/mo
Today · 4.125%
HK$172,687
baseline
▲ 0.50% · 4.625%
HK$181,789
+HK$9,102/mo
Deposit HK$21.53M · loan HK$32.29M · min. income ≈ HK$345,374/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,814
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,158
−HK$5,430/mo
Today · 4.125%
HK$182,588
baseline
▲ 0.50% · 4.625%
HK$193,698
+HK$11,110/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$365,176/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,141
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$196,267
−HK$5,201/mo
Today · 4.125%
HK$201,468
baseline
▲ 0.50% · 4.625%
HK$212,088
+HK$10,620/mo
Deposit HK$16.15M · loan HK$37.67M · min. income ≈ HK$402,936/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,903
−HK$13,853/mo
▼ 0.25% · 3.875%
HK$227,775
−HK$6,981/mo
Today · 4.125%
HK$234,756
baseline
▲ 0.50% · 4.625%
HK$249,040
+HK$14,284/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$469,512/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,753
−HK$13,277/mo
▼ 0.25% · 3.875%
HK$252,344
−HK$6,686/mo
Today · 4.125%
HK$259,030
baseline
▲ 0.50% · 4.625%
HK$272,684
+HK$13,654/mo
Deposit HK$5.38M · loan HK$48.44M · min. income ≈ HK$518,060/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,364 · Scale 2, in force from 26 Feb 2026)