LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,748
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,566
−HK$3,879/mo
Today · 4.125%
HK$130,445
baseline
▲ 0.50% · 4.625%
HK$138,382
+HK$7,937/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$260,890/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,555
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$140,218
−HK$3,715/mo
Today · 4.125%
HK$143,933
baseline
▲ 0.50% · 4.625%
HK$151,520
+HK$7,587/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$287,866/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,297
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$151,879
−HK$4,655/mo
Today · 4.125%
HK$156,534
baseline
▲ 0.50% · 4.625%
HK$166,059
+HK$9,525/mo
Deposit HK$21.53M · loan HK$32.30M · min. income ≈ HK$313,068/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,866
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,261
−HK$4,459/mo
Today · 4.125%
HK$172,720
baseline
▲ 0.50% · 4.625%
HK$181,824
+HK$9,104/mo
Deposit HK$21.53M · loan HK$32.30M · min. income ≈ HK$345,440/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,847
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$177,192
−HK$5,431/mo
Today · 4.125%
HK$182,623
baseline
▲ 0.50% · 4.625%
HK$193,735
+HK$11,112/mo
Deposit HK$16.15M · loan HK$37.68M · min. income ≈ HK$365,246/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,178
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$196,305
−HK$5,201/mo
Today · 4.125%
HK$201,506
baseline
▲ 0.50% · 4.625%
HK$212,128
+HK$10,622/mo
Deposit HK$16.15M · loan HK$37.68M · min. income ≈ HK$403,012/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,946
−HK$13,855/mo
▼ 0.25% · 3.875%
HK$227,818
−HK$6,983/mo
Today · 4.125%
HK$234,801
baseline
▲ 0.50% · 4.625%
HK$249,088
+HK$14,287/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$469,602/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,800
−HK$13,280/mo
▼ 0.25% · 3.875%
HK$252,392
−HK$6,688/mo
Today · 4.125%
HK$259,080
baseline
▲ 0.50% · 4.625%
HK$272,736
+HK$13,656/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$518,160/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,800 · Scale 2, in force from 26 Feb 2026)