LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,751
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$126,569
−HK$3,880/mo
Today · 4.125%
HK$130,449
baseline
▲ 0.50% · 4.625%
HK$138,386
+HK$7,937/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$260,898/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,559
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$140,222
−HK$3,715/mo
Today · 4.125%
HK$143,937
baseline
▲ 0.50% · 4.625%
HK$151,524
+HK$7,587/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$287,874/mo (50% DSR)
Upfront cash ≈ HK$29.20M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,301
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,883
−HK$4,656/mo
Today · 4.125%
HK$156,539
baseline
▲ 0.50% · 4.625%
HK$166,064
+HK$9,525/mo
Deposit HK$21.53M · loan HK$32.30M · min. income ≈ HK$313,078/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,871
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,266
−HK$4,459/mo
Today · 4.125%
HK$172,725
baseline
▲ 0.50% · 4.625%
HK$181,829
+HK$9,104/mo
Deposit HK$21.53M · loan HK$32.30M · min. income ≈ HK$345,450/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,852
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$177,197
−HK$5,431/mo
Today · 4.125%
HK$182,628
baseline
▲ 0.50% · 4.625%
HK$193,741
+HK$11,113/mo
Deposit HK$16.15M · loan HK$37.68M · min. income ≈ HK$365,256/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,183
−HK$10,329/mo
▼ 0.25% · 3.875%
HK$196,311
−HK$5,201/mo
Today · 4.125%
HK$201,512
baseline
▲ 0.50% · 4.625%
HK$212,134
+HK$10,622/mo
Deposit HK$16.15M · loan HK$37.68M · min. income ≈ HK$403,024/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,952
−HK$13,856/mo
▼ 0.25% · 3.875%
HK$227,825
−HK$6,983/mo
Today · 4.125%
HK$234,808
baseline
▲ 0.50% · 4.625%
HK$249,095
+HK$14,287/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$469,616/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,807
−HK$13,280/mo
▼ 0.25% · 3.875%
HK$252,399
−HK$6,688/mo
Today · 4.125%
HK$259,087
baseline
▲ 0.50% · 4.625%
HK$272,744
+HK$13,657/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$518,174/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,287,868 · Scale 2, in force from 26 Feb 2026)