LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,275
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,657
−HK$388/mo
Today · 4.125%
HK$13,045
baseline
▲ 0.50% · 4.625%
HK$13,839
+HK$794/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,090/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,656
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,023
−HK$371/mo
Today · 4.125%
HK$14,394
baseline
▲ 0.50% · 4.625%
HK$15,153
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,788/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,731
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,189
−HK$465/mo
Today · 4.125%
HK$15,654
baseline
▲ 0.50% · 4.625%
HK$16,607
+HK$953/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,308/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,388
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,827
−HK$446/mo
Today · 4.125%
HK$17,273
baseline
▲ 0.50% · 4.625%
HK$18,183
+HK$910/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,546/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,186
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,720
−HK$543/mo
Today · 4.125%
HK$18,263
baseline
▲ 0.50% · 4.625%
HK$19,375
+HK$1,112/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,526/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,119
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,632
−HK$520/mo
Today · 4.125%
HK$20,152
baseline
▲ 0.50% · 4.625%
HK$21,214
+HK$1,062/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,304/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$698/mo
Today · 4.125%
HK$23,481
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,429/mo
Deposit HK$538K · loan HK$4.85M · min. income ≈ HK$46,962/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$668/mo
Today · 4.125%
HK$25,909
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,366/mo
Deposit HK$538K · loan HK$4.85M · min. income ≈ HK$51,818/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,126 · Scale 2, in force from 26 Feb 2026)