LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,276
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,658
−HK$387/mo
Today · 4.125%
HK$13,045
baseline
▲ 0.50% · 4.625%
HK$13,839
+HK$794/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,090/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,657
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,023
−HK$371/mo
Today · 4.125%
HK$14,394
baseline
▲ 0.50% · 4.625%
HK$15,153
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,788/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,731
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,189
−HK$466/mo
Today · 4.125%
HK$15,655
baseline
▲ 0.50% · 4.625%
HK$16,607
+HK$952/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,310/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,388
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,827
−HK$446/mo
Today · 4.125%
HK$17,273
baseline
▲ 0.50% · 4.625%
HK$18,184
+HK$911/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,546/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,186
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,721
−HK$543/mo
Today · 4.125%
HK$18,264
baseline
▲ 0.50% · 4.625%
HK$19,375
+HK$1,111/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,528/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,119
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,632
−HK$520/mo
Today · 4.125%
HK$20,152
baseline
▲ 0.50% · 4.625%
HK$21,214
+HK$1,062/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,304/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,784
−HK$698/mo
Today · 4.125%
HK$23,482
baseline
▲ 0.50% · 4.625%
HK$24,911
+HK$1,429/mo
Deposit HK$538K · loan HK$4.85M · min. income ≈ HK$46,964/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,582
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$669/mo
Today · 4.125%
HK$25,910
baseline
▲ 0.50% · 4.625%
HK$27,276
+HK$1,366/mo
Deposit HK$538K · loan HK$4.85M · min. income ≈ HK$51,820/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$121,128 · Scale 2, in force from 26 Feb 2026)