LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,766
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$126,584
−HK$3,880/mo
Today · 4.125%
HK$130,464
baseline
▲ 0.50% · 4.625%
HK$138,403
+HK$7,939/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$260,928/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,576
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$140,239
−HK$3,715/mo
Today · 4.125%
HK$143,954
baseline
▲ 0.50% · 4.625%
HK$151,542
+HK$7,588/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$287,908/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,319
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,901
−HK$4,656/mo
Today · 4.125%
HK$156,557
baseline
▲ 0.50% · 4.625%
HK$166,083
+HK$9,526/mo
Deposit HK$21.54M · loan HK$32.30M · min. income ≈ HK$313,114/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,891
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,286
−HK$4,459/mo
Today · 4.125%
HK$172,745
baseline
▲ 0.50% · 4.625%
HK$181,851
+HK$9,106/mo
Deposit HK$21.54M · loan HK$32.30M · min. income ≈ HK$345,490/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,872
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$177,218
−HK$5,432/mo
Today · 4.125%
HK$182,650
baseline
▲ 0.50% · 4.625%
HK$193,764
+HK$11,114/mo
Deposit HK$16.15M · loan HK$37.69M · min. income ≈ HK$365,300/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,206
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$196,334
−HK$5,202/mo
Today · 4.125%
HK$201,536
baseline
▲ 0.50% · 4.625%
HK$212,159
+HK$10,623/mo
Deposit HK$16.15M · loan HK$37.69M · min. income ≈ HK$403,072/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,978
−HK$13,858/mo
▼ 0.25% · 3.875%
HK$227,852
−HK$6,984/mo
Today · 4.125%
HK$234,836
baseline
▲ 0.50% · 4.625%
HK$249,125
+HK$14,289/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$469,672/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,836
−HK$13,282/mo
▼ 0.25% · 3.875%
HK$252,429
−HK$6,689/mo
Today · 4.125%
HK$259,118
baseline
▲ 0.50% · 4.625%
HK$272,776
+HK$13,658/mo
Deposit HK$5.38M · loan HK$48.45M · min. income ≈ HK$518,236/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,139 · Scale 2, in force from 26 Feb 2026)