LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,785
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,604
−HK$3,881/mo
Today · 4.125%
HK$130,485
baseline
▲ 0.50% · 4.625%
HK$138,424
+HK$7,939/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$260,970/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,597
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,261
−HK$3,716/mo
Today · 4.125%
HK$143,977
baseline
▲ 0.50% · 4.625%
HK$151,566
+HK$7,589/mo
Deposit HK$26.92M · loan HK$26.92M · min. income ≈ HK$287,954/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,342
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$151,925
−HK$4,657/mo
Today · 4.125%
HK$156,582
baseline
▲ 0.50% · 4.625%
HK$166,109
+HK$9,527/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$313,164/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,917
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,313
−HK$4,459/mo
Today · 4.125%
HK$172,772
baseline
▲ 0.50% · 4.625%
HK$181,880
+HK$9,108/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$345,544/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,899
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$177,246
−HK$5,433/mo
Today · 4.125%
HK$182,679
baseline
▲ 0.50% · 4.625%
HK$193,794
+HK$11,115/mo
Deposit HK$16.15M · loan HK$37.69M · min. income ≈ HK$365,358/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,236
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$196,365
−HK$5,203/mo
Today · 4.125%
HK$201,568
baseline
▲ 0.50% · 4.625%
HK$212,193
+HK$10,625/mo
Deposit HK$16.15M · loan HK$37.69M · min. income ≈ HK$403,136/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,013
−HK$13,860/mo
▼ 0.25% · 3.875%
HK$227,888
−HK$6,985/mo
Today · 4.125%
HK$234,873
baseline
▲ 0.50% · 4.625%
HK$249,164
+HK$14,291/mo
Deposit HK$5.38M · loan HK$48.46M · min. income ≈ HK$469,746/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,875
−HK$13,284/mo
▼ 0.25% · 3.875%
HK$252,469
−HK$6,690/mo
Today · 4.125%
HK$259,159
baseline
▲ 0.50% · 4.625%
HK$272,819
+HK$13,660/mo
Deposit HK$5.38M · loan HK$48.46M · min. income ≈ HK$518,318/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,500 · Scale 2, in force from 26 Feb 2026)