LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,797
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$126,617
−HK$3,881/mo
Today · 4.125%
HK$130,498
baseline
▲ 0.50% · 4.625%
HK$138,438
+HK$7,940/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$260,996/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,611
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,274
−HK$3,717/mo
Today · 4.125%
HK$143,991
baseline
▲ 0.50% · 4.625%
HK$151,581
+HK$7,590/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$287,982/mo (50% DSR)
Upfront cash ≈ HK$29.21M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,357
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$151,940
−HK$4,657/mo
Today · 4.125%
HK$156,597
baseline
▲ 0.50% · 4.625%
HK$166,126
+HK$9,529/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$313,194/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,933
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$168,329
−HK$4,460/mo
Today · 4.125%
HK$172,789
baseline
▲ 0.50% · 4.625%
HK$181,897
+HK$9,108/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$345,578/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,916
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$177,264
−HK$5,433/mo
Today · 4.125%
HK$182,697
baseline
▲ 0.50% · 4.625%
HK$193,813
+HK$11,116/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$365,394/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,255
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$196,384
−HK$5,204/mo
Today · 4.125%
HK$201,588
baseline
▲ 0.50% · 4.625%
HK$212,214
+HK$10,626/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$403,176/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,035
−HK$13,861/mo
▼ 0.25% · 3.875%
HK$227,910
−HK$6,986/mo
Today · 4.125%
HK$234,896
baseline
▲ 0.50% · 4.625%
HK$249,188
+HK$14,292/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$469,792/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,899
−HK$13,285/mo
▼ 0.25% · 3.875%
HK$252,494
−HK$6,690/mo
Today · 4.125%
HK$259,184
baseline
▲ 0.50% · 4.625%
HK$272,846
+HK$13,662/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$518,368/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,724 · Scale 2, in force from 26 Feb 2026)