LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,800
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,619
−HK$3,881/mo
Today · 4.125%
HK$130,500
baseline
▲ 0.50% · 4.625%
HK$138,441
+HK$7,941/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$261,000/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,613
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$140,277
−HK$3,717/mo
Today · 4.125%
HK$143,994
baseline
▲ 0.50% · 4.625%
HK$151,584
+HK$7,590/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$287,988/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,360
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$151,943
−HK$4,657/mo
Today · 4.125%
HK$156,600
baseline
▲ 0.50% · 4.625%
HK$166,129
+HK$9,529/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$313,200/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,936
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$168,333
−HK$4,460/mo
Today · 4.125%
HK$172,793
baseline
▲ 0.50% · 4.625%
HK$181,901
+HK$9,108/mo
Deposit HK$21.54M · loan HK$32.31M · min. income ≈ HK$345,586/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,919
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$177,267
−HK$5,433/mo
Today · 4.125%
HK$182,700
baseline
▲ 0.50% · 4.625%
HK$193,817
+HK$11,117/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$365,400/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,259
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$196,388
−HK$5,204/mo
Today · 4.125%
HK$201,592
baseline
▲ 0.50% · 4.625%
HK$212,218
+HK$10,626/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$403,184/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,039
−HK$13,861/mo
▼ 0.25% · 3.875%
HK$227,915
−HK$6,985/mo
Today · 4.125%
HK$234,900
baseline
▲ 0.50% · 4.625%
HK$249,194
+HK$14,294/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$469,800/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,904
−HK$13,285/mo
▼ 0.25% · 3.875%
HK$252,499
−HK$6,690/mo
Today · 4.125%
HK$259,189
baseline
▲ 0.50% · 4.625%
HK$272,852
+HK$13,663/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$518,378/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$2,288,771 · Scale 2, in force from 26 Feb 2026)