LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,280
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,662
−HK$388/mo
Today · 4.125%
HK$13,050
baseline
▲ 0.50% · 4.625%
HK$13,844
+HK$794/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,100/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,662
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,028
−HK$372/mo
Today · 4.125%
HK$14,400
baseline
▲ 0.50% · 4.625%
HK$15,159
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,800/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,736
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,195
−HK$465/mo
Today · 4.125%
HK$15,660
baseline
▲ 0.50% · 4.625%
HK$16,613
+HK$953/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,320/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,394
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,834
−HK$446/mo
Today · 4.125%
HK$17,280
baseline
▲ 0.50% · 4.625%
HK$18,191
+HK$911/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,560/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,192
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,727
−HK$543/mo
Today · 4.125%
HK$18,270
baseline
▲ 0.50% · 4.625%
HK$19,382
+HK$1,112/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,540/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,126
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,639
−HK$521/mo
Today · 4.125%
HK$20,160
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,062/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,320/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$699/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,429/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$669/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,366/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,174 · Scale 2, in force from 26 Feb 2026)