LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,281
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,663
−HK$388/mo
Today · 4.125%
HK$13,051
baseline
▲ 0.50% · 4.625%
HK$13,845
+HK$794/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,102/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,663
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,029
−HK$372/mo
Today · 4.125%
HK$14,401
baseline
▲ 0.50% · 4.625%
HK$15,160
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,802/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,737
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,196
−HK$466/mo
Today · 4.125%
HK$15,662
baseline
▲ 0.50% · 4.625%
HK$16,615
+HK$953/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$31,324/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,395
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,835
−HK$446/mo
Today · 4.125%
HK$17,281
baseline
▲ 0.50% · 4.625%
HK$18,192
+HK$911/mo
Deposit HK$2.15M · loan HK$3.23M · min. income ≈ HK$34,562/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,194
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,728
−HK$544/mo
Today · 4.125%
HK$18,272
baseline
▲ 0.50% · 4.625%
HK$19,384
+HK$1,112/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,544/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,128
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,641
−HK$520/mo
Today · 4.125%
HK$20,161
baseline
▲ 0.50% · 4.625%
HK$21,224
+HK$1,063/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,322/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,106
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$698/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,922
+HK$1,430/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,593
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$670/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,288
+HK$1,366/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,183 · Scale 2, in force from 26 Feb 2026)